Ieshahomes’ Get Prepared Budget

Buying a home can sound daunting, especially if you aren’t financially prepared. The Ieshahomes team doesn’t want you to ever feel out of pocket- so we’ve devised a financial plan that will guarantee you the funds you need to buy your Ieshahome and feel comfortable throughout the process.

Ieshahomes has done all the work for you. Simply download the free spreadsheet and read our tips and tricks. We start you off with a 12 month table of income streams- giving you ideas of how you can make money and the kind of savings you will be getting. You can even use this spreadsheet to show the banks when applying for a mortgage- just rename the file ‘Supporting Financial Information’.

Our spreadsheet also includes a 25 point list on even more tips and tricks that can help you with your budget, showing you the secret tips banks don’t want you to know. Here are just a few:

  1. financial

    Become an online trader with eBay- start buying and selling/re-selling goods online

  2. If you smoke, drink alcohol, or go out- STOP doing this for the next 3 months
  3. Buy your Ieshahome through group purchasing- multiple buyers bring the cost of houses down.
  4. Check with your local government for a re-incentive to help get into your new home. This could be a $10k+ or tax incentive (conditions apply).
  5. Download the free file to view all 25 of the tips, tricks, and notes on how to get money for your Ieshahome.

Extra Tips on Securing your Finance

We know how difficult and overwhelming it can be when it comes to buying a home. No matter if this is your first or third time buying, Ieshahomes has some extra advice on securing your finances and purchasing your dream home!

Affordability

Affordability

Get off the rental track and secure your well-deserved finances by choosing a bank.

  • NAB
  • CBA
  • NAT
  • ANZ
  • BNZ
  • WP
  • Building Societies
  • Other
Income

Income

You’d be surprised what you can achieve with your income. Look at your options and consider your budget- you will be amazed by what you can get! Take for instance your least preferred choice of land in your favourite area, or an area you might not have considered with incredible land. These might be an estate or development, or maybe a cute town, rural, even the city fringe. It’s about finding a spot that is best suited to you!

Ieshahomes grow with you

Ieshahomes grow with you

Remember that our homes are designed to work as configurations. They are essentially a 4 in 1 home- one size with four unique yet easily modulised layouts. The studio cottage has the same space as a 3 bedroom family home, the difference is that only half of the area is used as living space (and the rest as an undercover space/carport). You can utilise this design element in each layout as it allows you to add more rooms to your home. Modulise with all of our homes- studio cottage, 1 bedroom, 2 bedroom, and 3 bedroom- and create a house that’s always stylish, efficient, and feels great to live in.

We're here to help

We’re here to help

Browse our designs and decide which is right for you. We’ll help you find your way by providing you with the information on what the banks require- helping to get you that mortgage. Our team will assist you with all the design aspects which will increase the value of your home. If you intend to build and grow with Ieshahomes tell your bank and ask for the smallest mortgage, then get them to revaluate the value of your property after the landscaping and build is complete.

Your budget

Your budget

Communication is key. It’s important to talk to your family in order to make the most for your money all while keeping in budget. For instance, you may need to purchase Ieshahomes’ house and land package or only the house. Your family may be able to help you if they have access to land or a large property themselves to build a new home on. Discuss your options and don’t be afraid to contact us for support.

Fixed price

Fixed price

Ieshahomes guarantees a fixed price on your purchase upon request. Read our terms information here.

Financial plan

Financial plan

Now that you’ve got a rough idea of what your home (and/or land) is going to cost, it’s time to start planning methods to paying it. Include you and your partner’s income, your families helping with payments, possible renting your current home (aka during holiday time) while paying off a mortgage. You may need to stay in another dwelling or family home/flatmates during peak times that you are going to lease.

Start saving

Start saving

Add the income streams you have (or will have by using the methods shown above) and decide where to go from there. It’s easy these days to even start a small business. You can skip all the paperwork by selling online or hiring a stall at a community markets.